Online Versus Offline Auto Insurance Quotes

If you are like most people your time is very limited. You might say to yourself, “who has time to shop for auto insurance quotes.” You know you want to get the best quote possible, but where can you find the time. Maybe, you can save time by shopping for a car insurance quote online.

Many companies such as Esurance.com and Geico.com have websites where you can shop for auto insurance quotes. Some of them are pretty sneaky, because they’ll even show you their competitor’s rates. That sounds good, but you better check those competitors yourself, just to be sure. Those competitive quotes might not be as accurate as they look at first. Of course, here we go again, this just takes more time.

If you decide to compare auto insurance quotes by calling around, you may still be using the internet to find different agents in your area. Many insurance agents will ask you to fill out a short form online. You may not be saving anytime if you have to use the internet anyway.

Many insurance agents will ask you the same information. You might have to repeat yourself many times. If you try to get an auto insurance policy online, they may be asking you the same questions; the difference is that you will have to type the answers. This could take more time if you can not type well. In either case, if you have your information handy, this can save a lot of time. For auto insurance quotes you will need your vehicle identification number, your license, your registration and information about all the drivers. It will also help if you know how many miles it takes you to commute.

Depending on your situation, you may find better discounts online. If you have a second car or have other insurance you can bundle you may want to rely on talking to agents for auto insurance quotes. It is worth the time to shop around for auto insurance quotes and ask agents what discounts that they can offer you up front.

The question of whether to get auto insurance quotes online or offline depends totally upon your situation. In either case, you can save hundreds of dollars a year from a few hours of research.